PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE
1. About Us
This website (www.worthstone.co.uk) is operated by Worthstone Limited (“Worthstone”, “we”, “us”, or “our”).
We are registered in England and Wales under company number 07397705. Our registered office is at 15 Home Farm, Luton Hoo Estate, Luton, Bedfordshire, LU1 3TD. Our main trading address is 10 Orange Street, London, WC2H 7DQ. Our VAT number is 103 3830 57.
2. Acceptance of Terms
These terms of use (together with the documents referred to within them) set out the terms on which you may access and use our website.
By accessing, browsing or using our site, you confirm that you accept these terms and agree to comply with them.
If you do not agree to these terms, you must not use our site.
3. Regulatory Restrictions
This website and the information contained within it are not directed at any person in any jurisdiction where its publication or availability would be contrary to local law or regulation.
In the UK, content on this site is directed only at:
- Investment professionals (as defined in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005); or
- High net worth entities (as defined in Article 49(2)(a) to (e) of that Order).
This content is not intended for retail clients, and retail clients should not rely on it.
4. No Offer or Advice
The content on this website is provided for general information purposes only.
It does not:
- constitute an offer or solicitation to buy or sell investments;
- constitute investment, legal, tax or accounting advice;
- represent a personal recommendation;
- take into account your individual circumstances or investment objectives.
You should seek independent professional advice before making any investment or financial decision.
Worthstone does not provide tax advice, and taxation rules may change.
5. No Reliance on Information
While we take reasonable care in preparing content, we make no representations, warranties or guarantees that the information on this site is:
- accurate,
- complete, or
- up to date.
Any reliance you place on the information is at your own risk.
Any forward-looking statements, projections or performance data are provided for illustrative purposes only and are not guarantees of future performance.
6. ESG and Third-Party Data
Where this website includes ESG, sustainability or impact-related information, such data may be sourced from third parties.
While we believe such sources to be reliable, we do not guarantee their accuracy, completeness or timeliness. Methodologies and assessments may change over time.
7. Other Applicable Policies
These terms should be read alongside the following:
- Privacy Policy – explains how we process personal data in accordance with UK GDPR and the Data Protection Act 2018
- Cookie Policy – explains how we use cookies and tracking technologies
- Acceptable Use Policy – sets out permitted and prohibited uses
By using our site, you confirm that any data you provide is accurate.
8. Access to Our Site
We do not guarantee that our site will always be available, uninterrupted or error-free.
We may suspend, withdraw or change any part of the site without notice.
You are responsible for ensuring that anyone accessing our site via your internet connection complies with these terms.
9. Accounts and Security
If you are provided with login credentials, you must keep them confidential and must not share them.
We reserve the right to disable any account if, in our opinion, you have failed to comply with these terms.
You must notify us immediately if you suspect unauthorised access to your account.
9A. Restricted Areas and Client Portals
Certain areas of this website (including client-specific portals) are restricted and subject to separate contractual terms agreed between Worthstone and the relevant client.
In the event of any conflict between these Terms of Use and any client-specific agreement, the client-specific agreement shall prevail.
10. Intellectual Property
We own or license all intellectual property rights in this website and its content.
You may:
- print or download extracts for personal or internal business use;
- share content within your organisation with proper attribution.
You must not:
- modify material;
- use content out of context;
- use content for commercial purposes without permission.
11. Acceptable Use
You must not:
- misuse our site by introducing viruses or malicious material;
- attempt unauthorised access to systems or data;
- use our site unlawfully or fraudulently.
We may report breaches to law enforcement where appropriate.
12. Limitation of Liability
Nothing in these terms excludes liability for:
- death or personal injury caused by negligence;
- fraud or fraudulent misrepresentation;
- any liability that cannot be excluded under English law.
To the fullest extent permitted by law, we exclude liability for:
- loss of profits, revenue or business;
- business interruption;
- loss of opportunity or goodwill;
- indirect or consequential losses.
We are not responsible for:
- reliance on website content;
- technical failures or site unavailability;
- viruses or cyber incidents arising from site use;
- third-party websites linked from our site.
13. Third-Party Links
Links to third-party websites are provided for information only.
We have no control over their content and accept no responsibility for them.
14. Linking to Our Site
You may link to our homepage provided this is fair, legal and does not damage our reputation.
You must not suggest association, endorsement or approval where none exists.
15. Uploading Content
If you upload content to our site:
- it must comply with our Acceptable Use Policy;
- it will be considered non-confidential and non-proprietary;
- you grant us rights to use and share it.
We may remove content that breaches these terms.
16. Data Protection
We process personal data in accordance with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
For full details, please refer to our Privacy Policy.
17. Changes to These Terms
We may update these terms from time to time.
Where changes are material, we may provide additional notice (e.g. via a notice on our website). Continued use of the site constitutes acceptance of the updated terms.
18. Suspension and Termination
We may suspend or terminate access to our site for any user who breaches these terms.
19. Severability
If any provision of these terms is found to be invalid, unlawful or unenforceable, the remaining provisions shall remain in full force and effect.
20. Governing Law
These terms are governed by English law.
- Consumers may bring proceedings in England & Wales, Scotland, or Northern Ireland depending on residency
- Businesses agree to the exclusive jurisdiction of the courts of England and Wales
21. Contact
If you have any questions about these terms, please contact: info@worthstone.co.uk